Home insurance premiums have risen 7.6% this year

Claims associated with the ‘Beast from the East’ blamed for the rise in premiums – which have increased at three times the inflation rate. The cost of home insurance has increased by 7.6% in the year up to April 2018, according to new data from Consumer Intelligence. The increase – more than triple the inflation… Read more »

Rent guarantee insurance – what is it and do you need it?

If you are a buy-to-let landlord, then a product like rent guarantee insurance can help you protect your investment and your rental income. Here we explain exactly what rent guarantee insurance is, what it different policies can offer and where to get the best deals. According to a recent survey by HomeLet, non-payment of rent… Read more »

House prices in UK hit a new record high of £225,109 last month

New report by Halifax claims house prices in the UK rose by 4% in the three months up to September. The price of a house in the UK rose at the fastest rate in eight months in September, as home buyers apparently shrugged off the current Brexit uncertainty and warnings of a consumer spending slowdown… Read more »

Top 10 reasons landlords make claims on their home insurance

If you are a homeowner, getting the right home insurance is fairly straightforward – you just have the choice of buildings cover, contents cover, or both. For landlords though, things can get a bit more complicated and may require more specialist cover to make sure you are protected for every eventuality. Recent research by landlord… Read more »

Home insurance during exchange of contracts – what you need to know

the house – but the home is not technically yours yet as you wait for other aspects to be confirmed (conveyancing etc…) However, it is very important that there is at least a buildings insurance policy in place at this stage, just to offer protection in case something disastrous happened. If you need short term… Read more »

The best online mortgage brokers 2017

For most of us, taking out a mortgage to buy a house will the biggest and most important financial transaction we ever make. So it’s surprising that, even in this day and age, the whole process can seem clumsy and frustratingly slow. Despite all the technology now available to us, getting a mortgage is still… Read more »

What is the average cost of home insurance?

The average annual premium cost for buildings insurance is £263 per year – or £21.91 per month. For contents insurance, the average cost is £135 per year – or £11.25 per month. All of these new average UK house insurance costs are from the first quarter of 2017. The ABI’s report into house insurance costs… Read more »

How do mortgages work? A complete guide to mortgages and how to get one

Fixed rate? Tracker? Interest only? 25 years or 30 years? Getting a mortgage can be a minefield, with important decisions to make at each turn. Our complete guide to how mortgages work is here to simplify the process for you… With the price of houses being so high, the vast majority of us will never… Read more »

What is a tracker mortgage and is it right for you?

There are many types of mortgage available to buyers and making sense of what type suits your situation best can be tricky. Here we explore what a tracker mortgage actually is, how it is different from other types of mortgage and whether it is the best option for you. What is a tracker mortgage? A… Read more »