CHEAP CAR INSURANCE

Get a great deal on your car insurance with a quote from Bobatoo…

Bob works with all the leading UK car insurance companies to help find you great cover at a great price that suits your individual needs.

Get a quote today or learn more about buying car insurance with our buyers guide:

What can Bob do for you?

You can compare cover from leading insurance companies quickly and easily. By accessing over 70 of the leading UK car insurance brands, you can get the right cover for the right price for you.

Here at Bobatoo, Bob knows that insuring your car can be confusing, so he wants to make sure that you have all the information you need to get the best out of your policy.

Whilst it might seem like an easy option to stick with the same insurance policy every year, it’s important that you look around for the best car insurance deals.

Some car insurance companies’ cover and prices change from year to year, so shopping around means you don’t pay more than you have to for the cover you need.

bobBob’s tip:

“When it comes to car insurance, it pays to shop around. Don’t just auto-renew with your existing insurer as you could earn big discounts as a new customer of a different insurer.”

Read more of Bob’s car insurance tips

 

 

Tips for saving money on car insurance

Car insurance can be really expensive, especially for young drivers, so make sure that you follow Bob’s top tips to get the best deal.

Modified car insuranceDon’t just auto-renew with your existing car insurance company. It pays to shop around, as new customers are often given bigger discounts. You could save a lot of money on your car insurance, so make sure you check out Bob’s service. He works hard to give you access to over 70 of the top insurance brands, so you know that you’re getting the right deal to suit your needs without any hassle.

Don’t pay for car insurance cover you don’t need. For example, if you know you only drive 7,000 miles a year, don’t pay for 10,000 or 12,000. Just make sure that the miles you select represents the time you spend on the road.

If you pay monthly, check to see if interest is charged. Whilst the annual premium may look good, some providers use premium financing companies who charge interest which can add another 20% to your bill if you pay for your insurance monthly.

Don’t get sucked into buying add-on products you don’t need. Most insurers offer a range of optional products and services with their policies, for example key replacement and breakdown cover. It’s worth checking whether you have this cover elsewhere and if not and you think it would be of benefit to you Bob says it’s worth shopping around to get the best price.

Choose a higher excess. Most policies let you choose a voluntary amount to pay towards a claim before the insurer pays out. If you’re prepared to increase this amount then you could get a discount.

 

Some of the car insurance providers we work with

car insurance companies

 

 

Car insurance products

There are a lot of different options when it comes to car insurance. Whether you are looking for standard cover or more specialist policies, we’ve got all the help and advice you need to get the cheapest deal possible. Use the button for a quick car insurance quote, or find out more about the different types of car insurance below…

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Temporary car insurance

If you only want car insurance cover for a limited amount of time, then temporary car insurance is perfect. Car insurance can be arranged for between 1 and 3 months, which can save you a lot of money when compared to standard 12 month cover.

 

One day car insurance

There are many reasons why you may need car insurance for just a day – borrowing a car to move your belongings, sharing driving duties over a long trip, test driving a car and so on. There are some great policies that can run from between 1 – 28 days, boasting instant cover approval.

 

Multi-car insurance

Need more than one driver on your policy? Then you need to learn more about dedicated multi and dual car insurance policies, which can feature a lot of extra benefits for households who have more than one car. Multi-car insurance can often work out cheaper than having individual policies for all the cars at a particular address, so is well worth researching.

 

Young driver car insurance

Young drivers often get the short end of the stick when it comes to the cost of insurance, usually paying a lot more than older and more experienced drivers. In order to get a cheap deal it is very important that young drivers compare policies and consider black box insurance…

 

Black box car insurance

Also known as ‘telematics’, this is a form of car insurance that involves the driver fitting a black box to their car so that their driving habits and style of driving can be monitored by their insurance company. The insurance company can then decide the amount of premium that needs to be paid each month based on how safe they have been driving.

 

Learner driver car insurance

There are many specialist policies designed to cover drivers with a provisional licence while they learn to drive in someone else’s car. This can often be a cheaper and more cost effective option than being added to the insurance of the car owner and can also help the learner start to build up their own No Claims Bonus.

 

Over 50’s car insurance

Older and more experienced drivers get the cheapest deals when it comes to car insurance, but are you making the most of your status as a safe and experienced driver? Specialist over 50’s car insurance policies can offer lots of extra features so are well worth looking into.

 

Classic car insurance

If you own a classic car or any kind of heritage/collectible/vintage vehicle, then classic car insurance can offer certain benefits not available with traditional car insurance policies. Insurers assume that the owners of classic cars will look after their vehicle’s and drive less in them – all of which can lead to cheaper premiums.

 

Car insurance for unemployed drivers

Being unemployed can be challenging, which isn’t helped by the fact that those who are not in long term employment can often face increased car insurance premiums. It can therefore pay to shop around and compare specialist insurance for unemployed drivers to try and find the cheapest deal possible.

 

Car insurance for new drivers over 25

Not all new drivers are young drivers, with an increasing number of newly qualified drivers being aged 25 or over. As they are new drivers they will still face higher premiums, but should new drivers over 25 still be treated like youngsters – or should they have access to a wider range of car insurance cover options?

 

Modified car insurance

If you have made modifications to your car then you could face higher premium costs. Whether it’s a new sound system, new exhaust, spoilers, tinted windows, alloy wheels or anything else, a modification could well result in your car being seen as a higher risk prospect by your insurance company. To mitigate this you may have to look into specialist modified car insurance policies for a cheap deal.

 

Convicted driver insurance

Those with a criminal conviction – whether it’s for driving or for something else entirely – can find it difficult to get car insurance, and when they do it is even harder to find a good deal. But luckily there are specialist insurers who may be able to offer a cheaper option.

 

Car excess insurance

Protect yourself against having to pay your car insurance excess with a separate excess protection policy, which can help to pay your excess should you be involved in accident and have to make a claim on your policy.

 

 

Car insurance company reviews

There are a lot of different car insurance companies out there, from the big international brands we’ve all heard of to the smaller companies offering what looks like a great deal – but how can you be sure which insurance companies to trust?

Read our independent car insurance company reviews below…

Aviva car insurance logoAviva car insurance review

Aviva are one of the biggest and most trusted car insurers in the UK – but are not found on the regular price comparison websites.

Read our review before deciding whether to go direct to Aviva for a car insurance quote.

 

 

Learn more about car insurance…

Knowledge is power, and when it comes to getting the cheapest car insurance quotes possible it certainly helps if you know as much as possible.

Read our growing collection of useful and informative car insurance resources below…

What does ‘third party’ and ‘comprehensive’ car insurance actually mean?

Can I cancel my car insurance?

Car security: the best anti-theft locking devices

Do you have to disclose a ‘non-fault’ claim when getting a new car insurance quote?

Car insurance groups list 1 -20

What to do if you can’t afford to pay your excess?

Car insurance for business use – what you need to know…

Everything you need to know about the provisional driving licence

What is legal expenses cover on car insurance?

How to get proof of no claims discount

What car insurance do you need to drive any car?

Is my car insured?

How black box car insurance works

How to find out if your car has a factory-fitted immobiliser

Why you really shouldn’t ignore your check engine light

How to change your vehicle’s registered name and address details

Food delivery insurance – everything you need to know