What is a tracker mortgage and is it right for you?

There are many types of mortgage available to buyers and making sense of what type suits your situation best can be tricky. Here we explore what a tracker mortgage actually is, how it is different from other types of mortgage and whether it is the best option for you. What is a tracker mortgage? A… Read more »

Is tenancy insurance a valid alternative to the six-week deposit?

A new app has been developed to offer an alternative to the refundable six-week tenancy deposit normally required when you rent a home. Moving home is one of the most stressful and expensive events you can go through, and to add to the misery, many tenants also have to go through the strain of scraping… Read more »

What is a Mortgage in Principle, and do you need one?

The first thing to consider when you start to think about buying a house is how much you can afford to spend, or to put it another way – how much of a mortgage you can borrow. Unfortunately, there’s no quick and easy way to work this out. You may have seen all the mortgage… Read more »

5 ways parents can help their children buy a house

As we reported earlier this month, a new study has found that the Bank of Mum and Dad has become the UK’s unofficial 9th biggest mortgage lender. According to research carried out by Legal and General, parents are set to lend £6.5 billion to their children this year to help finance a property purchase –… Read more »

House prices fall for the first time in five years

The Halifax house price index indicates prices are falling, with even surveyors starting to reduce valuations – but a shortage of homes and low mortgage rates is expected to prevent a crash. House prices fell by 0.2% between February and April, marking the first quarterly fall in prices in five years, new research by the… Read more »

Poll: What fashion item would you consider insuring?

We all know we need to have car insurance, and that it is a very good idea to have home insurance, life insurance and travel insurance policies – but insurance cover isn’t just restricted to these ‘essentials’. Insurance can be used to cover just about anything, and can be useful if you own items that are… Read more »

Do I need to add a joint policyholder to home insurance?

Looking for a great home insurance deal? Compare quotes now >>> However this ‘fronting’ method is largely frowned upon in the insurance industry as a whole and can land the perpetuators in a lot of hot water at a later date. But we’re not talking about car insurance here and now, rather home insurance – and specifically if… Read more »